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Car insurance in Portugal

For residents in Portugal, whether Portuguese or foreign nationals, with personalised support from choosing cover through to taking out the policy and managing claims.

Personalised support

insurers compared

24 h

first contact

Request a free quote

Takes around 3 minutes to complete, with a response within 24 hours

Before you begin

Have the registration number and vehicle details to hand.
Tell us who usually drives the car.
Choose the cover you want to compare.
If you already have insurance, keep your current policy nearby so you can compare equivalent terms.

What happens next?

Your request is submitted through Chico dos Seguros. Our team reviews the information and contacts you with the available proposals. Prices are not calculated automatically, and submitting a request does not activate any insurance.

Your data is processed in accordance with the compliance and transparency information and the consent choices shown in the form.

How to compare car insurance in three steps

01 · Tell us what you are looking for

Do you want to review the price of your current insurance, add cover or insure a car you have just bought? Tell us your objective in the request.

02 · Review the alternatives

Review the proposals available for your profile. Compare the annual cost, included cover and excess for each option.

03 · Decide with confidence

Clarify the differences before moving forward. Your choice should suit your budget and the protection you need.

Cheap car insurance only pays off if it gives you the protection you need

A low premium may look attractive. For a useful comparison, start with equivalent cover and check these points in every proposal.

Annual price and payments

Confirm the total annual price and the cost of each payment option. This lets you compare proposals on the same basis.

Cover and limits

Check which situations are covered and the corresponding limits. Confirm whether the protection you value is included or optional.

Excess and exclusions

Check the amount you would have to pay in the event of a claim and which situations are excluded. A price difference may reflect different terms.

Chico’s advice: place your current policy alongside the new proposals. Compare equivalent protection before deciding whether switching is worthwhile.

Going on holiday by car? Car insurance is not designed to cover medical expenses while travelling or trip cancellation. For that, compare travel insurance.

What cover do you want to compare for your car?

Third-party liability

Covers damage caused to third parties where provided for by the policy. Check the terms and any additional guarantees included in each proposal.

Additional cover

You can look for cover for glass, theft, fire and roadside assistance. Availability and limits depend on the proposal.

Comprehensive cover

Lets you compare protection for damage to your vehicle in the situations covered by the policy. Check the insured value and excess options in every proposal. Still unsure whether it is worthwhile? Read the guide to comprehensive and third-party car insurance.

If you have an accident, check the liability terms and claims support included in each proposal.

Cover depends on the general, special and individual terms of each policy. You can also consult the ASF’s car insurance information.

Questions about car insurance

Were you searching for “car insurance” or “car cover”? These are the most common questions people ask before choosing.

I already have insurance. Can I compare other options?

Yes. You can submit a request to review alternatives to your current insurance. Use your existing policy as a reference when comparing price, cover and excess. Before switching, confirm the cancellation terms and the start date of the new policy.

Will I receive prices immediately in the form?

No. The form collects the information needed for your request. Our team reviews it and contacts you with the available options. Submitting the request does not activate any insurance.

Does the comparison service show every insurer on the market?

The comparison covers proposals available through the insurers we work with for your profile and vehicle. Availability may vary and does not represent every offer on the market.

How can I find a more affordable option without losing cover?

Compare proposals with similar guarantees, the same insured value where applicable and equivalent excesses. Check the total annual cost and the limits before choosing. Savings cannot be guaranteed in every case.

How does Chico dos Seguros help me compare?

Chico dos Seguros helps you organise your request, compare available proposals and understand differences in price, cover and excess, with personal support from our team.

Can I request a car insurance comparison online?

Yes. Submit the request on this page with the vehicle, driver and cover details. Our team will contact you with the available proposals. You only take out insurance after accepting a proposal.

Other insurance to compare

Want to see everything in one place? View all insurance simulators.

Your next insurance policy starts with a good comparison

Price, cover and excess: look at the whole package before choosing. Submit your request and compare options for your car with Chico.