Compare insurance options

How does Chico’s insurance comparison service work?

Choosing insurance involves more than finding the lowest price. Quotes from insurers such as Allianz, Zurich, Fidelidade, Victoria and Ageas can differ in cover, excesses and other terms.

As an insurance broker, we work with several insurers. You complete one form and we review the alternatives available for your circumstances and the type of insurance you need. We help you compare the price, cover, excesses and other relevant terms so you can make an informed choice.

When you decide which quote suits you, we can help you arrange the policy and follow the process until it is issued.

Seeking quotes from several insurers separately takes time. Price alone does not tell you whether a policy has higher excesses, less cover, different sums insured or less suitable terms.

As an insurance broker, we can review options from the insurers we work with based on one request. We help you compare what you would pay, what is covered and which conditions matter before you decide.

Comparing policies may help you save on your premium, but savings depend on the quotes available for your circumstances. If you choose to proceed, our team can support you through arranging the policy and its issue.

It depends. Two people seeking the same type of insurance can receive different prices. For car insurance, for example, the vehicle, driver’s experience and claims history may affect the premium.

Depending on the product, other factors may include your age, the cover selected, the risk, how the insured item is used and its location. Quotes with similar prices can also have very different cover, excesses and terms.

To see what insurance may cost for you, provide your details and request a quote. We review the options available from the insurers we work with, so you can compare price, cover and conditions before choosing.

You may need different types of protection at different stages of life. With Chico, you can request quotes for:

• Car insurance
• Health insurance
• Life insurance
• Home insurance
• Travel insurance

We also offer a way to request pet insurance on this page. Available options depend on your circumstances and the insurers we work with.

For each policy, we help you understand differences in price, cover, excesses, sums insured and other important terms. If you decide to proceed, we can help arrange the policy and follow the process until it is issued.

The information needed depends on the policy. For car insurance, we may need details of the vehicle, driver and claims history. Questions for health, life and home insurance will differ.

For a car quote, we may ask about the vehicle and registration, the driver’s age and experience, how the car is used, claims history and where it is normally kept.

If you already have a policy, you may be able to upload it so we can use information it contains and save you time. Accurate details make the comparison more reliable and reduce the risk of a difference between a simulation and the final quote.

Insurance prices vary from person to person. Insurers use details such as age, driving experience, claims history, location, how a vehicle is used and the cover selected to assess risk and calculate premiums.

We use the relevant information to look for options suited to your circumstances and compare quotes on a consistent basis. If you already have a policy, uploading it may help you avoid entering details again. Accurate information helps us provide a more realistic comparison.

Chico is not tied to a single insurer. Insurance Comparison belongs to C1 Broker / Wiseg Mediación de Seguros, S.L., Portuguese Branch, an insurance broker working with several insurers.

We look beyond the premium and consider cover, excesses, sums insured, exclusions and product terms. A cheaper quote does not automatically offer the most suitable protection.

We aim to use objective and transparent criteria for any recommendations or rankings, and to identify sponsored content or advertising when applicable. We do not necessarily compare every insurer or product in Portugal. We review the solutions available to us for the cover and circumstances in question.

We are registered with the ASF, Portugal’s insurance regulator, under number 923047667.

In many cases, starting a comparison takes only a few minutes. Complete the form with the necessary details or, if available, upload your current policy so we can reuse relevant information.

We then review the options available from the insurers we work with. Some quotes may take longer if an insurer’s system is unavailable or cannot calculate a price automatically. In that case, one of our insurance specialists can review your request and contact you by email once options are available.

Yes. Quotes for the same type of risk can differ in price, cover, excesses and terms. A lower premium may come with less protection, while another policy may suit your needs better.

As an insurance broker working with several insurers, we can help you review the available options after one request. Comparing can save time and may help you find a more suitable policy or a lower premium, depending on the quotes available. We can also support you if you decide to arrange a policy.

A useful comparison should do more than show prices. It should explain the differences in cover, excesses, sums insured and terms, and be clear about who operates the service and which insurers it can compare.

That is how we aim to work at Chico, the Insurance Comparison Service. As an insurance broker, we work with several insurers, help you understand the available quotes and can support you through arranging the policy you choose.

We prefer to show you how we work rather than claim to be the best: a clear comparison, support from specialists and transparent information about the options available to you.